Our fixed rate home loans provide security of fixed repayments and allows for additional repayments up to $10,000 per annum.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.89% | 7.29% | Fixed · 1 year · investment · principal and interest · LVR 0%–90% | CDR | 1 Nov 2026 | |
| 7.39% | 7.35% | Fixed · 1 year · investment · principal and interest · LVR Over 90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/114- Content hash
sha256 b9718de119d21655380b51c2536e2f7c0ad818a706ef3b917fb55a516229c461- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b9718de119d21655_ec3280ddShow details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/114- Content hash
sha256 b9718de119d21655380b51c2536e2f7c0ad818a706ef3b917fb55a516229c461- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Fee | Exit | $300.00 |
| Default Enforcement Expenses | Other | Set in your letter of offer |
| Valuation Fee | Event | Set in your letter of offer |
| Company / Trust - Borrower / Guarantor Party Fee Company Search and Review Fee | Event | $150.00 |
| Substitution of Mortgage Security | Event | $350.00 |
| Early Payment Fee | Other | Set in your letter of offer |
| Loan Document Fee - Top Up | Event | Set in your letter of offer |
| Early Termination Fee | Event | Set in your letter of offer |
| Home Loan Fixed Rate Lock Fee | Event | $500.00 |
| Document Preparation and Settlement Fee | Upfront | $550.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Npp enabled | ||
| Extra repayments | extra repayments of up to $10,000 are allowed on a fixed rate | |
| Other | split loan | |
| Eligibility: residency status | Must be an Australian Resident | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Limit: min limit | 20000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · principal and interest · LVR Over 90% | 1 Nov 2026 | Current | 7.39% | 7.35% |
| Fixed · 1 year · investment · principal and interest · LVR 0%–90% | 1 Nov 2026 | Current | 6.89% | 7.29% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.