Home loan rates › Credit Union SA
2-Year Fixed Rate Home Loan Interest Only
Credit Union SA
Our 2 year Fixed Rate Home Loan is perfect if you have a strict budget as you’ll know exactly what your repayments will be. Plus you pay no monthly.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.64% | 7.77% | Fixed · 2 years · investment · interest only | CDR | 1 Nov 2026 | |
| 7.94% | 7.63% | Fixed · 2 years · owner occupied · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_443F2_IO- Content hash
sha256 08180bc751d8ee3df8781ef972e65905ec9f78c51c74d0ef760ecdeca15f1cd7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_08180bc751d8ee3d_0d55dfb3Show details
- Checked
- 1 Nov 2026
- URL
https://openbanking.api.creditunionsa.com.au/cds-au/v1/banking/products/CREDITUNIONSA_HL_443F2_IO- Content hash
sha256 08180bc751d8ee3df8781ef972e65905ec9f78c51c74d0ef760ecdeca15f1cd7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Increase an existing fixed rate home loan | Event | $300.00 |
| Split Loan Fee | Event | $150.00 |
| Split Loan Fee | Event | $100.00 |
| Guarantor Application Fee | Event | $200.00 |
| Increase an existing fixed rate home loan | Event | $300.00 |
| Rate Lock Fee | Event | $600.00 |
| Increase an existing fixed rate home loan | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Extra repayments | Allowed up to $10,000 per year | |
| Guarantor | ||
| Digital banking | ||
| Other | Split Loans are available with eligible products | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident | |
| Limit: opening balance | 20000.00 | |
| Limit: max lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · interest only | 1 Nov 2026 | Current | 7.94% | 7.63% |
| Fixed · 2 years · investment · interest only | 1 Nov 2026 | Current | 7.64% | 7.77% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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