The Westpac Cash Investment Account has been designed with Westpac share investors in mind by offering access to low brokerage, competitive interest rates, convenient features and seamless trade settlements.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.20% | Variable · $0–$9,999 | Business customers | CDR | 1 Nov 2026 |
| 1.20% | Variable · $10,000–$19,999 | Business customers | CDR | 1 Nov 2026 |
| 1.20% | Variable · $20,000–$49,999 | Business customers | CDR | 1 Nov 2026 |
| 1.20% | Variable · $50,000–$99,999 | Business customers | CDR | 1 Nov 2026 |
| 1.65% | Variable · $100,000–$249,999 | Business customers | CDR | 1 Nov 2026 |
| 2.25% | Variable · $250,000–$499,999 | Business customers | CDR | 1 Nov 2026 |
| 2.25% | Variable · $500,000–$999,999 | Business customers | CDR | 1 Nov 2026 |
| 3.00% | Variable · $1,000,000–$4,999,999 | Business customers | CDR | 1 Nov 2026 |
| 3.00% | Variable · $5,000,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/WestpacCashInvestmentAcc- Content hash
sha256 823e0cd9b966e4e6bb0fd73bacb7466d7d53ce345d666ac5a204e10c18303597- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_823e0cd9b966e4e6_1155ce83Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/WestpacCashInvestmentAcc- Content hash
sha256 823e0cd9b966e4e6bb0fd73bacb7466d7d53ce345d666ac5a204e10c18303597- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Telephone Banking | Event | $0.00 |
| Online Banking | Event | $0.00 |
| Direct Debit | Payment | $0.00 |
| Branch assisted deposit | Deposit | $0.00 |
| Branch assisted withdrawal | Withdrawal | $0.00 |
| Self served deposits | Deposit | $0.00 |
| Self served withdrawals | Withdrawal | $0.00 |
| Pay Anyone | Payment | $0.00 |
| Overdrawn | Event | $15.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Enjoy our lowest brokerage rate starting from $4.95 when you settle your trades through a Westpac Cash Investment Account. | |
| Other | Receive a competitive at-call interest rate with interest calculated daily and paid monthly. | |
| Fraud protection | The product includes fraud protection features. | |
| Relationship management | Relationship management is available for eligible customers. | |
| Other | No minimum account balance is required to earn interest. | |
| Other | No monthly account service fee and free electronic transactions | |
| Digital banking | 24/7 access to your account via Online Banking and Mobile Banking. | |
| Other | View your available funds when placing a trade. | |
| Other | Enjoy the benefit of having one account to manage your investment cash flows. | |
| Other | Option to participate in our Dividend Direction Service. Save time and enjoy the convenience of your Westpac Cash Investment Account being automatically nominated to receive your dividends. | |
| Other | Our Dividend Direction Service offers you the convenience of having your Westpac Cash Investment Account automatically nominated to receive the dividends from all your current CHESS sponsored holdings. | |
| Other | The account can be opened online or through a Private Banker. | |
| Other | Funds at call facility is available for this product . | |
| Other | You will get quarterly regular statements. | |
| Other | Interest is paid on monthly basis. | |
| Digital banking | Bills can be paid using BPAY. | |
| Other | Direct debits can be set up. | |
| Digital banking | With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account. | |
| Other | Must be linked to a Westpac Share Trading account. | |
| Eligibility: min age | 18 | Individuals and business customers must be over 18 years of age. |
| Eligibility: other | Individuals must have an Australian Residential Address. Business customers must be operating using an Australian address. | |
| Eligibility: other | Individuals and business customers must Hold a Westpac Share Trading account in the same name (at the time of opening the Westpac Cash Investment account) | |
| Eligibility: other | Individuals must be using the account for predominantly personal purposes. | |
| Eligibility: business | Business customers must be a company, sole trader, partnership, association, trust, not-for-profit organisation or self-managed superannuation fund. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $1,000,000–$4,999,999 | 1 Nov 2026 | Current | 3.00% |
| Variable · $0–$9,999 | 1 Nov 2026 | Current | 1.20% |
| Variable · $20,000–$49,999 | 1 Nov 2026 | Current | 1.20% |
| Variable · $250,000–$499,999 | 1 Nov 2026 | Current | 2.25% |
| Variable · $100,000–$249,999 | 1 Nov 2026 | Current | 1.65% |
| Variable · $500,000–$999,999 | 1 Nov 2026 | Current | 2.25% |
| Variable · $5,000,000 or more | 1 Nov 2026 | Current | 3.00% |
| Variable · $10,000–$19,999 | 1 Nov 2026 | Current | 1.20% |
| Variable · $50,000–$99,999 | 1 Nov 2026 | Current | 1.20% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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