Home loan rates › ORANGE CREDIT UNION LTD
Basic Variable Rate Home Loan
ORANGE CREDIT UNION LTD
CDR official
Basic Variable Rate Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.39% | 6.44% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.39% | 6.44% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.39% | 6.44% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.39% | 6.44% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.39% | 6.44% | Introductory · owner occupied · interest only · LVR 60% or less | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.49% | 6.54% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.49% | 6.54% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.49% | 6.54% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.49% | 6.54% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.49% | 6.54% | Introductory · owner occupied · interest only · LVR 60%–80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.69% | 6.74% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.69% | 6.74% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.69% | 6.74% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.69% | 6.74% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.69% | 6.74% | Introductory · owner occupied · interest only · LVR Over 80% | Introductory rate for a limited period, then the standard rate applies | CDR | 1 Nov 2026 |
| 6.29% | 6.34% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.39% | 6.44% | Variable · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.64% | Variable · owner occupied · principal and interest · LVR Over 80% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/BASIC_HOME_LOAN- Content hash
sha256 7aa123c14f44701093d75fb9bf0e838dc685a1bad80c0a1af4b6f4f250f2383e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_7aa123c14f447010_4721c93bShow details
- Checked
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/BASIC_HOME_LOAN- Content hash
sha256 7aa123c14f44701093d75fb9bf0e838dc685a1bad80c0a1af4b6f4f250f2383e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155.00 |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200.00 |
| SWITCH_FEE | Event | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Other | Included in Relationship Rebate | |
| Other | Can be used for building | |
| Other | Early repayments without penalty | |
| Other | Easy to apply for loan | |
| Other | Interest only repayments (up to 5 years) | |
| Other | Suitable for vacant land | |
| Other | Variable and lump sum repayments | |
| Other | Ability to increase loan amount (Loan Top Up) | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria, terms and conditions apply | |
| Eligibility: other | Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). | |
| Eligibility: other | New Lending Only | |
| Limit: min limit | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.44% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.54% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.69% | 6.74% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.54% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.44% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.54% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.69% | 6.74% |
| Variable · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.39% | 6.44% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.69% | 6.74% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.44% |
| Variable · owner occupied · principal and interest · LVR Over 80% | 1 Nov 2026 | Current | 6.59% | 6.64% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.54% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.69% | 6.74% |
| Introductory · owner occupied · interest only · LVR Over 80% | 1 Nov 2026 | Current | 6.69% | 6.74% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.44% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.29% | 6.34% |
| Introductory · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.49% | 6.54% |
| Introductory · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.39% | 6.44% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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