Savings account rates › NATIONAL AUSTRALIA BANK
NAB Retirement Account
NATIONAL AUSTRALIA BANK
CDR official
Get more from your money in retirement and enjoy easy access to your money while earning a competitive interest rate.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.15% | Variable · $1–$9,999 | CDR | 1 Nov 2026 | |
| 1.75% | Variable · $10,000–$49,999 | CDR | 1 Nov 2026 | |
| 2.25% | Variable · $50,000–$249,999 | CDR | 1 Nov 2026 | |
| 2.40% | Variable · $250,000 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.nab.com.au/cds-au/v1/banking/products/11662a88-dfad-489a-b1c0-d837ff49ea27- Content hash
sha256 12e77ac3fdaa740ac379ad37cbb2695a1c4bde506babfda663ceb63964d8fc2a- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_12e77ac3fdaa740a_912824c7Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.nab.com.au/cds-au/v1/banking/products/11662a88-dfad-489a-b1c0-d837ff49ea27- Content hash
sha256 12e77ac3fdaa740ac379ad37cbb2695a1c4bde506babfda663ceb63964d8fc2a- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Fees | Periodic | $0.00 |
| Overdrawn Fee | Event | $0.00 |
| Monthly Card Fee | Periodic | $10.00 |
| International transaction single currency | Transaction | 3.50% |
| International transaction multi currency | Transaction | 3.50% |
| Balance enquiry (Overseas ATM) | Transaction | $1.00 |
| ATM cash withdrawal fee (Overseas) | Transaction | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | NAB Visa Debit Card; NAB Platinum Visa Debit Card | |
| Npp enabled | ||
| Npp payid | ||
| Digital wallet | Apple Pay | |
| Digital wallet | Google Pay | |
| Digital wallet | Samsung Pay | |
| Digital wallet | Garmin Pay | |
| Unlimited txns | ||
| Digital banking | ||
| Bill payment | Bpay | |
| Additional cards | ||
| Cashback offer | If linked to Platinum Visa Debit card (PVD) - 1% cashback on contactless purchases | |
| Insurance | If a NAB Visa Debit card is linked, purchase protection insurance is available. If a NAB Platinum Visa Debit card is linked, complimentary insurance is available. | |
| Fraud protection | ||
| Eligibility: min age | 55 | To be over 55 and retired, or receiving a Government pension or allowance |
| Eligibility: other | To be over 55 and retired, or receiving a Government pension or allowance | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000–$249,999 | 1 Nov 2026 | Current | 2.25% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 2.40% |
| Variable · $10,000–$49,999 | 1 Nov 2026 | Current | 1.75% |
| Variable · $1–$9,999 | 1 Nov 2026 | Current | 0.15% |
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