Home loan rates › Westpac
Flexi First Option Home Loan - Veterans
Westpac
A low variable rate loan to support eligible 'Veterans' with purchasing, constructing or refinancing a home, for owner occupied purposed only.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables Certain occupations | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/HLDefenceService- Content hash
sha256 1c45bcb02a91ea914a946568bd5be19ecdb80331527b6ffdcf1a1806509fb34d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1c45bcb02a91ea91_6ec9fad1Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.westpac.com.au/cds-au/v1/banking/products/HLDefenceService- Content hash
sha256 1c45bcb02a91ea914a946568bd5be19ecdb80331527b6ffdcf1a1806509fb34d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Lending Establishment Fee | Upfront | $0.00 |
| Monthly Loan Account Fee | Periodic | $0.00 |
| Document Processing Fee | Event | $0.00 |
| Account Overdrawn Fee | Event | $15.00 |
| Loan Discharge Fee | Exit | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | The product includes redraw features | |
| Other | This loan can be used for purchase of an owner-occupied property, home construction (Contract Builders only), renovation / home improvements and debt consolidation | |
| Other | The product is priced at the lower of: DSH Benchmark Rate ? 1.50% or Capped rate 3.75% (introduced in May 2022) | |
| Other | Loan Payment Method - Direct Debit (preferred), Direct Credit, Branch Payment, Internet or Phone Banking, Smart ATM | |
| Other | Repayment frequencies includes weekly, fortnightly or monthly | |
| Other | Substituting a security: You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security. | |
| Other | Statements of account: We will send you a statement of your loan account at least every six months or more frequently if you request | |
| Other | The product provides options which includes portability, redraw, repayment holiday, top-ups | |
| Extra repayments | The product includes extra repayment features. | |
| Fraud protection | The product includes fraud protection features. | |
| Guarantor | Subject to terms and conditions, this product includes guarantor features. | |
| Eligibility: other | Applicant must have served in the Defence Force either prior to May 1985 or allotted for service in Namibia between 1989 and 1990. | |
| Eligibility: other | Applicant must be eligible as per Department of Veterans' Affairs and is confirmed by the issue of a Certificate of Entitlement or Certificate of Assignment | |
| Limit: min lvr | 0.00 | |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 25000.00 | |
| Limit: other |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
comparison-rate-missing | Reason this product is not ranked | |
Registered channels
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