Home loan rates › CommFCU
GO BASIC 2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED LVR 95% (Principal and Interest)
CommFCU
A fixed rate for 2 years for owner occupiers with a maximum LVR of 95% wanting certainty of repayments for a period. Includes access to redraw and the ability to make extra repayments.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.57% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-OOPI-2YRF-LVR95- Content hash
sha256 d24545f48cd764ed40e1ce7addb5f5dbb9dc73074d61ebb9972207d3ebefde53- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d24545f48cd764ed_91cc5625Show details
- Checked
- 1 Nov 2026
- URL
https://netbank.communityfirst.com.au/cf-OpenBanking/cds-au/v1/banking/products/GB-OOPI-2YRF-LVR95- Content hash
sha256 d24545f48cd764ed40e1ce7addb5f5dbb9dc73074d61ebb9972207d3ebefde53- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_APPLICATION_FEE | Upfront | $600.00 |
| LOAN_VARIATION_FEE | Event | $250.00 |
| CONSTRUCTION_LOAN_APPLICATION_FEE | Upfront | $1,500.00 |
| LATE_PAYMENT | Late payment | $25.00 |
| REDRAW_FEE_-_STAFF_ASSISTED | Event | $30.00 |
| SAFE_CUSTODY_FEE | Periodic | $50.00 |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300.00 |
| SPECIAL_ATTENDANCE_FEE | Event | $0.00 |
| COPY_OF_STATEMENT_(ALREADY_ISSUED) | Event | $1.50 |
| SOLICITORS_PREPARATION_FEE | Event | $0.00 |
| ADDITIONAL_VALUATION_FEE | Event | $0.00 |
| SEARCH_FEES | Event | $0.00 |
| EARLY_REPAYMENT_FEE_(ERF) | Exit | $0.00 |
| SPECIAL_ATTENDANCE_FEE_-_MORTGAGE_DISCHARGE | Event | $696.00 |
| LENDERS_MORTGAGE_INSURANCE_(LMI) | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Redraw | Redraw fees apply | |
| Other | Split Loan available | |
| Extra repayments | No penalty for extra repayments, an Early Repayment Fee may apply if the loan is paid out and closed during the fixed rate term | |
| Eligibility: min age | 18 | 18 years |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian citizen or permanent residency only | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.95 | |
| Limit: min lvr | 0.80 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 6.57% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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