Home loan rates › Southern Cross Credit Union
PREMIUM HOME LOAN
Southern Cross Credit Union
CDR official
Suitable for Investment and Owner Occupied residential borrowing. LVR up to 95%. Fixed and Variable rates available including for construction purpose (variable only)
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.54% | 6.52% | Fixed · 1 year · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.52% | Fixed · 1 year · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.54% | 6.52% | Fixed · 1 year · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.94% | 7.00% | Fixed · 1 year · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.64% | 6.58% | Fixed · 2 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.64% | 6.58% | Fixed · 2 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.64% | 6.58% | Fixed · 2 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.14% | 7.20% | Fixed · 2 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.65% | Fixed · 3 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.65% | Fixed · 3 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.74% | 6.65% | Fixed · 3 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.24% | 7.15% | Fixed · 3 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.94% | 6.77% | Fixed · 4 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.94% | 6.77% | Fixed · 4 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.94% | 6.77% | Fixed · 4 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.44% | 7.27% | Fixed · 4 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.04% | 6.88% | Fixed · 5 years · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 7.04% | 6.88% | Fixed · 5 years · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 7.04% | 6.88% | Fixed · 5 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.54% | 7.38% | Fixed · 5 years · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.34% | 6.50% | Fixed · 1 year · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.50% | Fixed · 1 year · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.34% | 6.50% | Fixed · 1 year · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.98% | Fixed · 1 year · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.44% | 6.54% | Fixed · 2 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.44% | 6.54% | Fixed · 2 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.44% | 6.54% | Fixed · 2 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.94% | 7.03% | Fixed · 2 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.54% | 6.59% | Fixed · 3 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.59% | Fixed · 3 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.54% | 6.59% | Fixed · 3 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.04% | 7.09% | Fixed · 3 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.70% | Fixed · 4 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.70% | Fixed · 4 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.74% | 6.70% | Fixed · 4 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.24% | 7.20% | Fixed · 4 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.84% | 6.79% | Fixed · 5 years · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.79% | Fixed · 5 years · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.84% | 6.79% | Fixed · 5 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.34% | 7.29% | Fixed · 5 years · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.34% | 6.32% | Fixed · 1 year · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.32% | Fixed · 1 year · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.34% | 6.32% | Fixed · 1 year · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.80% | Fixed · 1 year · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.44% | 6.38% | Fixed · 2 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.44% | 6.38% | Fixed · 2 years · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.44% | 6.38% | Fixed · 2 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.94% | 6.87% | Fixed · 2 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.54% | 6.45% | Fixed · 3 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.45% | Fixed · 3 years · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.54% | 6.45% | Fixed · 3 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.04% | 6.95% | Fixed · 3 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.57% | Fixed · 4 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.74% | 6.57% | Fixed · 4 years · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.74% | 6.57% | Fixed · 4 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.24% | 7.07% | Fixed · 4 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.84% | 6.68% | Fixed · 5 years · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.84% | 6.68% | Fixed · 5 years · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.84% | 6.68% | Fixed · 5 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 7.34% | 7.18% | Fixed · 5 years · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.14% | 6.30% | Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.14% | 6.30% | Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.14% | 6.30% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.34% | 6.58% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 6.54% | 6.78% | Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.34% | Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.24% | 6.34% | Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.24% | 6.34% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.44% | 6.54% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 6.74% | 6.83% | Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.34% | 6.40% | Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.40% | Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.34% | 6.40% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.54% | 6.59% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 6.84% | 6.89% | Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.54% | 6.50% | Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.50% | Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.54% | 6.50% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.74% | 6.70% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 7.04% | 7.00% | Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.64% | 6.59% | Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.64% | 6.59% | Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.64% | 6.59% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.84% | 6.79% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 7.14% | 7.09% | Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.33% | 6.56% | Variable · investment · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.33% | 6.56% | Variable · investment · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.33% | 6.56% | Variable · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.83% | 7.06% | Variable · investment · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.13% | 6.48% | Variable · investment · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.13% | 6.48% | Variable · investment · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.13% | 6.48% | Variable · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.63% | 6.97% | Variable · investment · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.13% | 6.37% | Variable · owner occupied · interest only · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.13% | 6.37% | Variable · owner occupied · interest only · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 6.13% | 6.37% | Variable · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.63% | 6.86% | Variable · owner occupied · interest only · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 5.93% | 6.28% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 5.93% | 6.28% | Variable · owner occupied · principal and interest · LVR 60%–80% | CDR | 1 Nov 2026 | |
| 5.93% | 6.28% | Variable · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 | |
| 6.13% | 6.48% | Variable · owner occupied · principal and interest · LVR 80%–98% | CDR | 1 Nov 2026 | |
| 6.43% | 6.77% | Variable · owner occupied · principal and interest · LVR 80%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/PREMIUM_HOME_LOAN- Content hash
sha256 b58a2fe8829ae4983cb1cd469a9fe02a854896d719f9ea8a4379efdf65b00b7b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_b58a2fe8829ae498_559e7f05Show details
- Checked
- 1 Nov 2026
- URL
https://cdr.sccu.com.au/openbanking/cds-au/v1/banking/products/PREMIUM_HOME_LOAN- Content hash
sha256 b58a2fe8829ae4983cb1cd469a9fe02a854896d719f9ea8a4379efdf65b00b7b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ANNUAL_PACKAGE_FEE | Periodic | $395.00 |
| BREAK_COST_FEE | Cash advance | $0.00 |
| CONSTRUCTION_LOAN_PROGRESS_FEE | Event | $450.00 |
| DEPOSIT_BOND_HANDLING | Event | $110.00 |
| FIXED_RATE_LOCK_FEE | Cash advance | 0.15% |
| GUARANTOR_SECURITY_VARIATION | Event | $300.00 |
| HOME_LOAN_LEGAL_FEE | Event | $430.00 |
| HOME_LOAN_PRODUCT_SWITCH | Event | $300.00 |
| HOME_LOAN_SECURITY_VARIATION | Event | $300.00 |
| HOME_LOAN_TRUST_DEED_LEGAL_FEE | Event | $132.00 |
| LOAN_CONSOLIDATION | Event | $300.00 |
| LOAN_DISCHARGE_FEE | Event | $150.00 |
| LOAN_TOP-UP | Event | $300.00 |
| PROPERTY_VALUATION_FEE | Cash advance | $0.00 |
| RECONTRACTING_FEE | Event | $150.00 |
| REDRAW_IN_BRANCH | Transaction | $25.00 |
| SECURITY_GUARANTEE_FEE | Event | $200.00 |
| HOME_LOAN_VARIATION | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Up to 8 offset accounts available | |
| Redraw | access to additional repayments made over and above the minimum required. | |
| Other | Construction loans available | |
| Other | Loan terms up to 40years available | |
| Other | Interest Only options available | |
| Other | Additional benefits such as 60-80%LVR rates for loans over 80%LVR and no requirement for LMI up to 90% LVR for applicants on Professional list such as Medical, Health, Legal and Financial Professionals | |
| Extra repayments | ||
| Eligibility: natural person | ||
| Eligibility: residency status | Must be an Australian Citizen or permanent resident, with an Australian residential address | |
| Eligibility: min age | 18 | |
| Eligibility: other | Meet SCCU assessment criteria and capacity demonstrated to repay the loan | |
| Eligibility: other | Provide acceptable residential mortgage security which must be insured with SCCU noted as interested party | |
| Eligibility: other | Meet all scheme criteria if utilising the Australian Gov 5% deposit scheme | |
| Limit: max lvr | 98.00 | |
| Limit: min limit | 250000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.34% | 6.32% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.94% | 7.03% |
| Fixed · 2 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.64% | 6.58% |
| Fixed · 3 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.54% | 6.59% |
| Fixed · 4 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.57% |
| Fixed · 5 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.84% | 6.79% |
| Variable · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.63% | 6.86% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.34% | 7.29% |
| Fixed · 4 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.70% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.83% |
| Variable · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.33% | 6.56% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.14% | 7.09% |
| Fixed · 3 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.65% |
| Fixed · 5 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 6.79% |
| Fixed · 1 year · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.54% | 6.52% |
| Fixed · 4 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.44% | 7.27% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.34% | 6.58% |
| Fixed · 5 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.84% | 6.68% |
| Variable · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.13% | 6.37% |
| Fixed · 1 year · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.94% | 7.00% |
| Fixed · 5 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.34% | 7.18% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 6.89% |
| Fixed · 5 years · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.84% | 6.68% |
| Fixed · 5 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.54% | 7.38% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 7.09% |
| Fixed · 2 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.44% | 6.54% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.24% | 6.34% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 7.00% |
| Variable · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.13% | 6.48% |
| Variable · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 5.93% | 6.28% |
| Variable · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.43% | 6.77% |
| Variable · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.63% | 6.97% |
| Fixed · 3 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.74% | 6.65% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.59% |
| Fixed · 1 year · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.34% | 6.50% |
| Fixed · 3 years · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.54% | 6.45% |
| Variable · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 5.93% | 6.28% |
| Fixed · 4 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.74% | 6.57% |
| Fixed · 2 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.94% | 6.87% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.24% | 6.34% |
| Fixed · 3 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 6.95% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.70% |
| Fixed · 5 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.84% | 6.79% |
| Fixed · 1 year · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.80% |
| Fixed · 1 year · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.34% | 6.32% |
| Fixed · 5 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.04% | 6.88% |
| Fixed · 4 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 7.24% | 7.20% |
| Fixed · 5 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 7.04% | 6.88% |
| Variable · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.13% | 6.37% |
| Variable · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.13% | 6.48% |
| Fixed · 3 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.24% | 7.15% |
| Fixed · 1 year · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.54% | 6.52% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.34% | 6.50% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.44% | 6.54% |
| Fixed · 1 year · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.34% | 6.50% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.54% | 6.50% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.34% | 6.40% |
| Fixed · 3 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.65% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.34% | 6.40% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.14% | 6.30% |
| Fixed · 3 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.45% |
| Fixed · 2 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.64% | 6.58% |
| Fixed · 4 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.94% | 6.77% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.54% | 6.78% |
| Fixed · 3 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.54% | 6.45% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.54% | 6.59% |
| Fixed · 2 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.44% | 6.38% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.64% | 6.59% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 5.93% | 6.28% |
| Fixed · 2 years · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.44% | 6.38% |
| Variable · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.83% | 7.06% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.54% | 6.50% |
| Variable · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.33% | 6.56% |
| Fixed · 1 year · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.52% |
| Fixed · 2 years · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.44% | 6.38% |
| Fixed · 5 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 7.04% | 6.88% |
| Variable · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.13% | 6.48% |
| Fixed · 5 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.84% | 6.68% |
| Fixed · 2 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.14% | 7.20% |
| Fixed · 4 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.74% | 6.70% |
| Fixed · 1 year · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.34% | 6.32% |
| Fixed · 3 years · investment · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.59% |
| Fixed · 4 years · owner occupied · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 7.24% | 7.07% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.54% | 6.50% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.84% | 6.79% |
| Fixed · 3 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.54% | 6.59% |
| Variable · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.13% | 6.48% |
| Fixed · 4 years · investment · interest only · LVR 80%–95% | 1 Nov 2026 | Current | 6.94% | 6.77% |
| Fixed · 1 year · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.74% | 6.98% |
| Fixed · 4 years · owner occupied · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.74% | 6.57% |
| Variable · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.33% | 6.56% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.14% | 6.30% |
| Fixed · 2 years · investment · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.44% | 6.54% |
| Fixed · 4 years · investment · interest only · LVR 60%–80% | 1 Nov 2026 | Current | 6.94% | 6.77% |
| Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.34% | 6.40% |
| Fixed · 4 years · owner occupied · principal and interest · LVR 80%–98% | 1 Nov 2026 | Current | 6.74% | 6.70% |
| Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.14% | 6.30% |
| Fixed · 2 years · investment · principal and interest · LVR 80%–95% | 1 Nov 2026 | Current | 6.44% | 6.54% |
| Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.34% |
| Variable · owner occupied · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.13% | 6.37% |
| Fixed · 5 years · owner occupied · principal and interest · LVR 60%–80% | 1 Nov 2026 | Current | 6.64% | 6.59% |
| Fixed · 2 years · investment · interest only · LVR 60% or less | 1 Nov 2026 | Current | 6.64% | 6.58% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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