The BOQ Specialist Private Access account allows you to make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance. A good choice for you if you want daily access to your funds and you prefer a variable interest rate.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Variable | Certain occupations | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/81906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 e291eb6f26fc7840b9cd1835ca57678fba1de05765989dab6e9a23417c407742- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e291eb6f26fc7840_ea5bc3e9Show details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boqspecialist.com.au/cds-au/v1/banking/products/81906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 e291eb6f26fc7840b9cd1835ca57678fba1de05765989dab6e9a23417c407742- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee | Event | $15.00 |
| Optional Overdraft Facility Application Fee | Upfront | $0.00 |
| Direct Debit Fee | Payment | $0.00 |
| Bank Cheque Fee | Event | $10.00 |
| Duplicate and Interim Statement Fee | Enquiry | $5.00 |
| Replacement of Online Banking security credential | Replacement | $50.00 |
| Transaction Fee Real Time Gross Settlement (RTGS) - which is a same day payment request | Transaction | $30.00 |
| Dishonour Fee | Dishonour | $45.00 |
| Online Banking Security credential | Replacement | $0.00 |
| Transaction Fee (overnight) | Transaction | $0.00 |
| Trace Fee | Event | $20.00 |
| Transaction Fee (international) | Transaction | $30.00 |
| Bank Audit Certificate | Event | $30.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY and Pay Anyone | Easily access your funds via online banking and our mobile app including BPAY and Pay Anyone functionality |
| Digital banking | Easily access your funds via online banking and our mobile app including BPAY and Pay Anyone functionality | |
| Other | No minimum balance requirements | |
| Other | A savings account with funds available on demand | |
| Other | Competitive interest rate on credit balances | |
| Other | No monthly account keeping fees | |
| Other | Interest calculated daily and paid monthly | |
| Eligibility: other | Exclusively available to medical professionals and accountants | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Resident or Citizen | |
| Limit: opening balance | 10000.0000000000 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 3.50% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:occupation | Certain occupations | Shown in the row (the product name says it is for essential workers, police, defence force members, veterans or similar); ranking unchanged |
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