Savings account rates › Bank of Queensland Limited

Mortgage Offset Account

Bank of Queensland Limited

CDR officialNot listed in rate tables

Put your money to work by using a 100% Mortgage Offset Account for transactional banking and savings to reduce the interest you pay on your home loan and pay off your mortgage faster.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Applies to	Conditions	Source	Since

Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://api.cds.boq.com.au/cds-au/v1/banking/products/32906e88-5c03-ee11-8f6e-00224814d330
Content hash: sha256 97fba845a000b4011d791774432dfca543c48f53d278e03a6acab067c7d41b9c
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_97fba845a000b401_74d474dcShow details

Checked: 1 Nov 2026
URL: https://api.cds.boq.com.au/cds-au/v1/banking/products/32906e88-5c03-ee11-8f6e-00224814d330
Content hash: sha256 97fba845a000b4011d791774432dfca543c48f53d278e03a6acab067c7d41b9c
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Overseas Bank ATM Balance Enquiry	Enquiry	$2.00
Overseas Bank ATM Withdrawal	Withdrawal	$5.00
ATM Operator Fee	Withdrawal	Set in your letter of offer
Foreign Currency Transaction Fee	Purchase	3.00%

Features and eligibility

Item	Value	Details
Unlimited txns		Fee free access to over 2,100 atmx by Armaguard ATMs, our preferred ATM network, as well as all BOQ Branch ATMs and some other Australian banks' ATMs
Other		Interest is calculated on the daily closing balance of your home loan offset account - up to the outstanding balance of your home loan.
Card access	Visa Debit Card	Shop online, in-store, in Australia and overseas with your Visa Debit Card
Other		Deposit as much or as little as you want anytime, into your Mortgage Offset Account
Unlimited txns		Unlimited cheques, withdrawals, BOQ balance enquiries, funds transfer and BPAY transactions
Other		The Mortgage Offset Account works like a normal transaction account, so you can access your money any time.
Eligibility: residency status	Resident or Citizen	A citizen or permanent resident of Australia
Eligibility: natural person		Applying for a personal account and not in the name of a business or trust
Eligibility: other		The offset Account holder must be a party to the housing loan. Only one Account can be offset against your housing loan.

Rate history

No earlier values recorded yet.

Tag	Meaning	Effect
`quality:no-interest`	quality:no-interest
`out-of-scope`	Reason this product is not ranked

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.