Home loan rates › Arab Bank Australia Limited
The Basics Home Loan
Arab Bank Australia Limited
This is our most simple and lowest variable rate home loan, designed to make borrowing money for your home or investment property as affordable as possible.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.54% | 9.67% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICS01- Content hash
sha256 a9473f1be8c1e29a662f1c808ab7fa351ea9bed32faf5d045b272301408bcbaa- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_a9473f1be8c1e29a_768ece47Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.arabbank.com.au/cds-au/v1/banking/products/BASICS01- Content hash
sha256 a9473f1be8c1e29a662f1c808ab7fa351ea9bed32faf5d045b272301408bcbaa- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $600.00 |
| Monthly Service Fee | Periodic | $8.00 |
| Arrears Letter Fee | Event | $35.00 |
| Redraw Fee (Over the Counter) | Transaction | $55.00 |
| Direct Debit Dishonour Fee | Event | $35.00 |
| Deed Production Fee | Event | $60.00 |
| Title Change Fee | Event | $100.00 |
| Transfer Fee | Event | $300.00 |
| Progress Payment Fee | Event | $100.00 |
| Tenanted Security Report Fee | Event | $100.00 |
| Additional Security Consent Fee | Event | $150.00 |
| Discharge of Security Fee | Exit | $250.00 |
| Redraw Fee (Online) | Transaction | $10.00 |
| Search Fee | Transaction | $70.00 |
| Rollover Fee | Event | $300.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | • Minimum amount $50,000. • Maximum amount is 95% of the value of the property. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Variable interest rate. • Principal & Interest • Weekly, fortnightly or monthly repayments. • Automatic repayment. • Ability to make extra repayments. • Redraw facility available. | |
| Redraw | ||
| Extra repayments | ||
| Other | Loan Purpose: Owner Occupied. | |
| Digital banking | ||
| Other | Principal & Interest | |
| Eligibility: other | • This loan is available to new and existing customers. • Available to applicants over the age of 18 years. • Applicant must meet the Bank’s Credit criteria. • Loan Mortgage Insurance (LMI) is required if amount borrowed is more than 80% of the value of the property. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements. | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 9.54% | 9.67% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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